Blog: COVID-19

New Rent Relief Program Announced to Replace CECRA

Some good news for commercial tenants: the red tape which plagued the Canadian Emergency Commercial Rent Assistance (CECRA) program has been reduced in favor of an easy-to-access application process that replaces the system of numerous prescribed documents required under CECRA.

On October 9, the Federal Government announced details regarding relief to commercial tenants who have experienced reduced revenues due to the Covid-19 pandemic. This new program will become the successor to the CECRA program originally announced in May of this year and officially now concluded as of September 30, 2020.

In its place, the Canada Emergency Rent Subsidy (CERS) will…

No Eviction for Eligible Commercial Tenants Unless Landlords Apply for CECRA

When the Canadian Emergency Commercial Rent Assistance (“CECRA”) Program was first revealed, two issues were highlighted by the public concerning eligibility:

The requirement that the relevant commercial property had been used to secure a mortgage loan; and that commercial tenants were at the whim of their respective landlords to apply for the Program.

The former concern has recently been addressed by the Federal Government by eliminating the requirement for a mortgage to be registered and, as of today, it appears the latter issue has also been remedied.

This morning, the Provincial Finance Minister, Carole James, announced a new emergency order…

No Need For a Mortgage – Update to the Canada Emergency Commercial Rent Assistance (“CECRA”) Program

Scrutinized criteria regarding the eligibility of the CECRA Program appears to have been subtly addressed in recent days.  The Canada Mortgage and Housing Corporation (“CMHC”) – the entity charged with administering the Program – had previously published criteria for eligible commercial landlords and tenants on their website. Among those conditions stood the requirement for the commercial property (which housed the affected commercial tenant) to have been used to secure a mortgage loan.

Previously, CMHC’s webpage contained a footnote next to this requirement with the following:

For those property owners who do not have a mortgage, an alternative mechanism will be…

Employer Obligations Continue to Apply Despite COVID-19 Pandemic

This post is current as of May 7, 2020. Since the situation is rapidly evolving, it is important for employers to continue to check government websites and other information sources to ensure they make decisions with information that is as up to date as possible. The information contained in this blog is relevant only to non-union workers in provincially regulated industries covered by the Employment Standards Act.

On March 23, the BC legislature enacted several changes to the Employment Standards Act. As at the date of this article, these changes have not reduced nor eliminated an employer’s obligations when laying off employees…

Resolving Residential Tenancy Disputes during the COVID-19 Eviction Ban

The Ban

British Columbia has banned almost all evictions from March 30, 2020 during the COVID-19 state of emergency.

Now, these reasons to evict tenants are no longer valid:

non-payment of rent; cause (repeated breach of rental agreement); end of employment (e.g., caretaker); landlord’s own use of the property; and tenant no longer qualifying for tenancy (e.g., subsidized rental unit).

Limited exceptions allow landlords to still apply to end tenancies, where the tenant has:

significantly interfered with landlord’s or other occupant’s use of the property; seriously jeopardized health or safety of the landlord or other occupant; or caused extraordinary damage…

To Pay, or Not To Pay? – Vancouver Delays 2020 Property Tax Deadlines in COVID-Era

As Canadians are continuing to deal with the financial stresses brought on by COVID-19, municipal governments, like the City of Vancouver, are no exception. In a recent press conference, Mayor Kennedy Stewart stated that the City is losing millions every week in revenue due to the effects of COVID-19 and the corresponding social distancing measures. The City continues to experience 80-100% decreases in revenue streams areas such as parking, by-law fines, gaming and recreation centres.

Included in the City’s stream of revenue, valued at approximately $324 million, are the collections from annual property taxes. These are taxes paid by…

APRIL 30 – UPDATE TO CANADA EMERGENCY COMMERCIAL RENT ASSISTANCE (CECRA)

On April 24, 2020, the federal government reached an agreement in principle with all provinces and territories to implement the CECRA program for qualifying small businesses. Prime Minister Justin Trudeau announced that morning that eligible small businesses affected by Covid-19 will be receiving 75% in rent relief. Those details along with further particulars from the Canada Mortgage and Housing Corporation (“CMHC”) include the following:

Eligible Tenants. The commercial tenants eligible for this program will be those that are paying no more than $50,000 gross per month in rent AND have either temporarily ceased operations (i.e. generating no revenues) or have…

CANADA EMERGENCY COMMERCIAL RENT ASSISTANCE (CECRA) UPDATE

The federal government has reached an agreement in principle with all provinces and territories to implement the CECRA program for qualifying small businesses. Prime Minister Justin Trudeau announced this morning that eligible small businesses affected by Covid-19 will be receiving seventy-five percent (75%) in rent relief. Details released this morning include the following:

Eligible Tenants. The commercial tenants eligible for this program will be those that are paying less than $50,000 per month in rent and have either temporarily ceased operations or have experienced at least a 70% drop in revenues. This will also include non-profit organizations. Further details are…

Federal Government Launches Canada Emergency Business Account (CEBA)

As many small businesses across Canada are struggling to keep the lights on as the world continues to contend with the COIVD-19 pandemic, a measure of help may finally be on the way.

On March 27, the federal government announced additional measures to support businesses and not-for-profits. More information on Canada’s COIVD-19 Economic Response Plan, can be found at  https://www.canada.ca/en/department-finance/economic-response-plan.html

A number of lenders have subsequently been in consultation with the government on these measures, designing them specifically to help small and medium sized employers with their most pressing needs and position our economy to recover.  As a result, the government has…

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